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Everything you need to know

Free, honest answers about debt solutions from our friendly advice team. If you cannot find what you are looking for, call us and we will be happy to help.

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78%: Average written off
60 months: Typical IVA term
£0 upfront: Free initial advice
100%: Free advice

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Questions, answered honestly

General questions

About IVAs

About Debt Management Plans

Working with us

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Everything you need to know

Questions, answered honestly

General questions

Will my debts really be written off?

Is your advice really free?

Will this affect my credit rating?

Can I still be contacted by my creditors?

What types of debt can you help with?

About IVAs

What is an Individual Voluntary Arrangement (IVA)?

How much could I have written off with an IVA?

Can I keep my home if I enter an IVA?

What happens if my circumstances change during an IVA?

Who qualifies for an IVA?

About Debt Management Plans

What is a Debt Management Plan (DMP)?

Are there fees for a Debt Management Plan?

Will a DMP freeze interest and charges?

How long does a Debt Management Plan last?

Working with us

How long does the process take from start to finish?

What documents will I need to provide?

Is my information kept confidential?

Can I change my mind after starting?

Struggling with debt? See your options in 2 minutes.